“John's personal approach to lending is commendable. He personally oversees each of his loans in progress to be sure that the customer has complete understanding and satisfaction with the process. John is also extremely diligent providing our office with the paperwork we need well in advance of closing. This makes sure that there are no surprises the day of closing.”~ David Turchetta, Owner at Turchetta & Associates 

“Andy has a honest, very caring approach to his clients. When refinancing, his combination of experience, knowledge and desire to help his client is uncommon in today's world. I would use and recommend Andy's services for mortgage and refinancing needs.”~ Laura MacDougall, Owner and Personal Chef of Home Plate Advantage

“I have hired Andy to finance two new houses and refinance one home. Not only has he consistently found me fair rates, I remain impressed with how he consistently puts my needs ahead of his opportunity to generate a commission. Three years ago I lost a major source of income and was considering reducing monthly payments by refinancing my 4.875% 11-year mortgage. Rather than take the easy route (and earn another fee), Andy provided sound and reasonable counsel that allowed me to keep this terrific payment plan while gaining peace of mind by other means. Because of his "tough love" my family is thousands of dollars better off than I would have been if left to my own resources.If you have questions having anything to do with financing real estate, call him now.”~ John Bates; the Job Guy, Career Coach; Savior of the Miserably Employed and Seekers of Work